A community newsletter serving New Melle, Defiance, Augus​ta, Marthasville, Dutzow​​ a​nd surrounding areas.

Habitat for Humanity of St. Charles County Hosts Homebuyer Readiness Program

Together with community partners, Habitat for Humanity of St. Charles County offers free financial coaching and skills workshops in July as part of its 2024 Homebuyer Readiness Program. The program is designed to help individuals overcome financial challenges to achieve their goals of owning a home, as well as how to navigate the often complex process in the purchase of a home. Workshops include:

- Tuesday, July 23, 6-7 p.m. Goals and Strategies and 7-8 p.m. Credit and Debt
- Tuesday, July 30, 6-7 p.m. Mortgage Preapproval and 7-8 p.m. All Things Homeownership.

The workshops, which will be held at the Spencer Road Branch of the St. Charles City-County Library, 427 Spencer Road in St. Peters, are open free-of-charge to anyone, even if they do not reside in St. Charles County. Community experts will be on hand to help potential homeowners create action plans and personal coaches will be available. Individuals are encouraged to attend each workshop, but also are welcome to choose those of particular interest. To register, contact Shana Eubanks, homeowner support manager, at This email address is being protected from spambots. You need JavaScript enabled to view it. or call 636.978.5712, extension 118.


The Homebuyer Readiness Program is separate from Habitat’s time-honored homeownership program, which provides a “hand up” opportunity by partnering with local individuals and families to build and buy a home. The program provides resources and engages in activities on setting specific, measurable, achievable, relevant and time-bound (SMART) goals to help ensure objectives are attainable within a certain time frame. Upon completion of the program, participants will have gained an overall understanding of ways to improve their credit and set a path toward obtaining preapproval for a mortgage.


“The definition of an affordable home isn’t what it used to be,” said Michelle Woods, executive director, Habitat for Humanity of St. Charles County. “Together with our valued community partners, the door to homeownership can open for more families in our community. Our Homebuyer Readiness Program is a great community tool that provides real solutions to people who want to buy a house.”