Free summer financial coaching workshops help to facilitate a path to homeownership
ST. PETERS, Mo. (July 7, 2025) – Together with community partners, Habitat for Humanity of St. Charles County is launching its annual free Homebuyer Readiness Program this summer. The four-part workshops offer financial coaching and skills as they assist individuals on how to achieve their goals of owning a home, as well as how to navigate the often complex homebuyer process.
The workshops will be held at the Spencer Road Branch of the St. Charles City-County Library, 427 Spencer Road in St. Peters. The program is open to residents of St. Charles County, as well as non-residents.
Topics include:
- Monday, July 28, 6-7 p.m. Goals and Savings, and 7-8 p.m. Credit Repair;
- Tuesday, August 5, 6-7 p.m. Steps to Mortgage Preapproval, and 7-8 p.m. All Things Homeownership.
The workshops also provide resources and activities to set specific, measurable, achievable, relevant and time-bound (SMART) goals. Community experts will be on hand to help potential homeowners create action plans and personal coaches will be available. Individuals are encouraged to attend each workshop, but also are welcome to choose topics of particular interest. Visit
Upon completion of the program, participants will have gained an overall understanding on ways to improve their credit and set a path toward obtaining preapproval for a mortgage. “Homeownership begins with knowledge and financial stability,” said Michelle Woods, executive director, Habitat for Humanity of St. Charles County. “The free Homebuyer Readiness Program offers area individuals and families the opportunity to learn how to get their finances in shape to open the door toward owning a home.”
The Homebuyer Readiness Program is independent of Habitat’s time-honored homeownership program, which provides a “hand up” opportunity by partnering with local individuals and families to build and buy a Habitat home.